MuniProfiler

The MuniProfiler does what I do when I listen to someone�s financial goals and then come up with a portfolio to fill the bill. Only The MuniProfiler does it faster and puts it in writing. When you fill out The MuniProfiler Questionnaire and hit submit, a computer model of my thinking searches hundreds of bonds that were in the market in September 2011. In seconds, up pops a portfolio in your email, reflecting your answers and analyzed as to average annual tax free income, average maturity, yield to maturity, and how much a taxable investment would have to pay you in your tax bracket to match it.

If you want to modify your answers, modify them. A different portfolio will come up tailored to the new criteria. Although the bonds that come up are not current offerings, seeing the analysis of what you want from your money being played back to you in a hypothetical bond recommendation is a dry run for picking and choosing municipal bonds on your own one day.

So fill out the fields of the questionnaire marked with an asterisk required for The MuniProfiler to do its job. Otherwise your name, street address, and telephone number are optional. No solicitation will follow. This is purely a demonstration for educational purposes.

1) PERSONAL DATA

Name:
Address:
City:
* State:
Zip:
*e-mail:
Country:
*Your Age:
Age of spouse:
Age(s) of children:

My net taxable income after exemptions and deductions is approximately:
(Tax exempts may not be suitable in lower income brackets).

Married (filing joint return)	Single (or married filing separately)
$75,000	$50,000
$100,000	$75,000
$150,000	$100,000
$200,000	$150,000
$250,000	$200,000
$300,000	$250,000
$350,000	$300,000
$400,000	$350,000
$450,000	$450,000
$500,000	$500,000
$1,000,000+	$1,000,000+

Do you presently own or have you previously owned municipal bonds?

Yes

2) INVESTMENT OBJECTIVES. Select all that apply:

A. Supplementing current income today	D. Saving for future retirement
B. Children's education	E. Funding other major future outlay
C. Support of family member(s)	F. Accumulating assets for my estate

3) PRICE, YIELD, SAFETY. Select the statement truest of you.

I want maximum return

I want the best return I can get with safety attracting me to municipals in the first place.

I am willing to give up the highest return for the highest credit rating.

4) TIMING OF CASHFLOW. Select the truer.

I want my interest right along for current income.

I don't need income now. I prefer receiving my investment return in a big lump sum at the end.

5) TIMING RETURN OF PRINCIPAL (I). Select the truest by checking one of the three boxes, as well as filling in applicable blank.

I am willing to extend maturity as long as necessary for the best return.

I want all my principal back in years.

I want a "laddered" portfolio delivering regular return of principal beginning in

6) TIMING RETURN OF PRINCIPAL (II). Select the truest.

This is money I have no particular timetable for reusing.

A deal may come up; I could need my money at any time.

I'm hedging my bet on rates. This is for short end of portfolio.

7) OPPORTUNITY TO DIVERSIFY. Select the truer.

This is a one-time investment.

I intend to invest in munis regulary.

8) RECOMMENDATION. Based on the answers above, please show me:

One individual bond for an investment of

$25,000 $50,000 $100,000 $250,000

A portfolio of bonds for an investment of:

$100,000 $250,000 $500,000 $1,000,000+

9) BONDSPEAK. (Check terms of expression you are familiar with)

10) OCCUPATION. (optional)

Occupation: